My wife and I – both graduate students – recently celebrated the
arrival of our first child. At my wife’s insistence, we had paid our
entire medical bill and were now worried about meeting other payments.
We
were discussing our sad financial situation one evening when our son
demanded a diaper change. As my wife leaned over the baby’s crib, I
heard her mutter, “The only thing in the house that’s paid for, and it
leaks.”
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